Apple plans to start its U.S. iPhone leasing program on that early timeframe through the Apple Upgrade Program. The service partners with Klarna's platform for recurring billing. It targets buyers amid increased spending levels after Apple adjusted Mac retail numbers in recent weeks. Users may pick monthly payments instead of buying up front. Leased iPhones can be disabled remotely if terms get violated. Apple includes supporting tools in iOS code. Some shoppers want to know how leasing differs from ownership outright. Critics point out that remote blocks leave buyers stranded if life events hit. Supporters claim leasing trims starting price and simplifies new model swaps. The plan matches Apple's launch rhythm as iPhones get pricier device by device. Users are advised to review before jumping in.